Looking for a way to make your character's life worse?

It's always a good idea to put your characters under stress. For some ideas, take a peek at the Holmes and Rahe stress scale:

Life Event Value
Death of spouse 100
Divorce 73
Marital separation 65
Jail term 63
Death of close family member 63
Personal injury or illness 53
Marriage 50
Fired at work 47
Marital reconciliation 45
Retirement 45
Change in health of family member 44
Pregnancy 40
Sex difficulties 39
Gain of new family member 39
Business readjustment 39
Change in financial state 38
Death of close friend 37
Change to a different line of work 36
Change in number of arguments with spouse 35
A large mortgage or loan 31
Foreclosure of mortgage or loan 30
Change in responsibilities at work 29
Son or daughter leaving home 29
Trouble with in-laws 29
Outstanding personal achievement 28
Spouse begins or stops work 26
Begin or end school/college 26
Change in living conditions 25
Revision of personal habits 24
Trouble with boss 23
Change in work hours or conditions 20
Change in residence 20
Change in school/college 20
Change in recreation 19
Change in church activities 19
Change in social activities 18
A moderate loan or mortgage 17
Change in sleeping habits 16
Change in number of family get-togethers 15
Change in eating habits 15
Vacation 13
Christmas 12
Minor violations of the law 11





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I imagine that's covered by

change in financial state 38
change in living conditions 25
revision of personal habits 24
change in residence 20
change in social activities 18
change in sleeping habits 16
change in eating habits 15

and probably a few more.

Sorry!